The Real Estate Banking and Finance Department at CM Advocates LLP is a premier legal advisory unit in Kenya, offering full-service solutions in real estate law, property development, banking finance and securitization law, and land investment advisory. Recognized for its depth and versatility, our team advises local and international clients—including property developers, private landowners, banks and other lending institutions, investors, and corporate entities, on a wide range of legal, regulatory, transactional, and compliance matters.

We are deeply embedded in Kenya’s real estate and financial services ecosystem, providing expert legal support that combines commercial insight, regulatory expertise, and sector-specific knowledge. Whether you are navigating land ownership and acquisition complexities, structuring real estate joint ventures, securing personal and project financing, or managing commercial leases, we offer strategic legal solutions that align with your investment and development goals.

Why Choose CM Advocates LLP?

· Proven track record in high-value property transactions and complex finance deals

· In-depth understanding of Kenyan land laws and banking regulations

· Multidisciplinary team with expertise across real estate, finance, and agribusiness law

· Personalized legal support tailored to individuals, developers, financiers, and agribusiness investors

Our Key Practice Areas

1. Real Estate Development Projects & Joint Ventures in Kenya

We specialize in structuring and negotiating real estate joint ventures, mixed-use developments, and large-scale property projects. Our team ensures legal clarity and financial efficiency from concept to completion.

We also assist developers process sectional titles and ensure compliance with the regulations governing development of property.

2. Commercial Real Estate Transactions

Our legal experts handle all aspects of commercial property law, including property acquisition, commercial leases, asset sales, real estate due diligence, and property management agreements.

3. Banking and Finance Law in Kenya

We advise on the structuring, negotiation, and documentation of banking and finance transactions. Our services include:-

  • Syndicated loans
  • Real estate finance
  • Mortgage advisory
  • Project finance
  • Securitization and asset-backed lending

4. Agribusiness, Farmland, and Estate Legal Services

We offer specialized legal solutions for commercial farmers and agribusiness investors. Services include: -

  • Agricultural land acquisition
  • Estate planning
  • Succession law compliance
  • Regulatory approvals for agribusiness ventures

Trusted Legal Partner in Kenya’s Real Estate and Finance Sector

At CM Advocates LLP, we combine legal excellence with business acumen to help our clients achieve sustainable growth and risk-managed investments in Kenya’s real estate and banking sectors. Whether you are an investor, developer, lender, or landowner, our Real Estate Banking and Finance Sub-Unit is equipped to guide you through every legal and regulatory step.

Get in Touch

Looking for reliable legal experts in real estate, property development, or finance law in Kenya?

Contact CM Advocates LLP today to schedule a consultation.

Get in Touch

Call 0716 209 673 or

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Our Legal Experts

Meet the specialized professionals in our Real Estate, Banking & Finance unit

Cyrus Maina

Managing Partner

Jane Mugo

Partner

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